Md. Masum Billah is an accomplished development professional with over 9 years of experience in the Digital Finance Services (DFS) sector. He has a proven track record in service digitization, entrepreneurship development, and project management. His expertise extends to women empowerment, capacity development, and fostering partnerships with both government and private entities. Mr. Masum has been instrumental in expanding the Government’s flagship Digital Centre model across Bangladesh and implementing agent banking points to promote financial inclusion, Smart skills for Smart Bangladesh, and the Expatriate Help Desk. His work focuses on driving local development and advancing e-governance initiatives, contributing to sustainable growth and community empowerment.